Cash Discount,
done 100% compliant.
ZeroPoint is the cash-discount compliance expert. Our fully compliant program legally eliminates your credit card processing fees - so you keep 100% of every transaction. Modern hardware, next-day funding, no contracts.
Build your perfect cash-discount compliant Clover system.
Answer a few quick questions and we'll recommend the right Clover hardware and add-ons - sold, set up, and supported locally, on a compliant cash-discount program that keeps 100% of every sale.
What type of business do you run?
Eliminating credit card processing fees is all we do - and we've done it since 2017.
When you call, a real person in Mandeville, Louisiana answers.
No ticket queues, no chat bots, no call centers. The same local team that sells your system installs it, trains your staff, and picks up the phone when something needs fixing. We're your neighbors, and we answer to you.
Talk to a person, not a menu.
Set up to our compliance checklist - and backed by up to $5,000.
Your setup is designed to align with Visa rules and Louisiana SB 254. Complete our compliance checklist and we stand behind it with our $5,000 Compliance Guarantee.
The ZeroPoint Compliance Guarantee is a limited service warranty providing a refund of ZeroPoint program fees up to $5,000 in the aggregate, subject to eligibility conditions, exclusions, and a claims process. It is not insurance and is not legal advice. See the guarantee.
See exactly what you'll keep.
Traditional processors quietly skim 2–4% off every card sale. With ZeroPoint's compliant cash-discount program you keep all of it. Slide your monthly card volume to see your savings.
Start keeping 100%Estimate only. Actual savings depend on your card mix and your current processing fees.
Zero fees, fully explained.
Watch the quick explainer on how ZeroPoint's compliant cash-discount program eliminates your credit card processing fees.
Modern hardware, ready to keep 100%.
Pick the device that fits your counter. Every ZeroPoint terminal runs the compliant cash-discount program out of the box - and we work with nearly every point of sale on the market.
Large touchscreen, contactless, and signature capture with WiFi + Ethernet.
PCI-PTS 5.0 certified, EMV-ready, embedded NFC, and smart tipping.
Pay-at-the-table handheld with bill splitting and 4G + WiFi.
Secure Android handheld with a 5.5" screen for payments anywhere.
Upgrade your payment devices - at no cost.
Switch to ZeroPoint and we'll provide a placement credit card terminal - yours to use free for as long as you process with us.
Plus the full Clover lineup - Mini, Station Solo & Duo, Flex, and Go. One vendor for all your payment needs.
Explore all hardwareThe best way to increase your revenue.
ZeroPoint. credit card processing is a No Fee payment program where a business owner wisely offsets their cost of processing by offering a cash discount to their customers. ZeroPoint is the fastest growing program throughout the country - covering your processing overhead while still maintaining your low prices. The cheapest and best credit card processing solution that will eliminate up to 100% of your credit card processing fees.
More detailsZero-fee processing is a cash discount program done right. Your posted prices are your regular prices, customers who pay cash get a discount at the register, and the spread covers your processing costs. You keep 100% of your posted price on every card sale, and your monthly processing bill effectively goes to zero. It works with Visa, Mastercard, American Express, and Discover.
Yes, when it is set up correctly. Louisiana's Act 751 (formerly SB 254) bans adding fees to debit card transactions, but it does not ban cash discounting: starting from a posted regular price and discounting for cash. The difference is in the register math, the signage, and the receipts. ZeroPoint configures all three to work together, and we maintain a free plain-English guide to the law at act751.com.
We are a local company based in Mandeville, Louisiana, and an Authorized Clover Reseller serving South Louisiana and the Gulf Coast. When you call, a real person answers: the same team that sells your system installs it, builds your menu, trains your staff, and supports it. And unlike flat-rate processors, our cash discount program takes your processing cost to zero instead of charging you a percentage of everything forever.
A typical business paying an effective 3% on card volume saves it nearly all. For example, $50,000 a month in card sales costs about $1,500 a month in processing, roughly $18,000 a year, and a properly configured cash discount program takes that line to about zero. Use the savings calculator on this page to run your own numbers.
Let's get started.
It's never too late to eliminate credit card processing fees. Setup takes ten minutes - you could be processing tomorrow.
1-800-481-5892